48081 ZIP Code — Saint Clair Shores, MI

Macomb County, Michigan

ZIP code 48081 is located in Saint Clair Shores, Michigan, within Macomb County. It covers approximately 3.91 square miles and serves a population of 20,474 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 586.

About ZIP code 48081

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $184,500. Owner-occupancy is high at 86%, well above the national average.

Median household income is $74,407. The poverty rate of 6% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48081 reflects a community defined by high homeownership and a significant Social Security-dependent population.

20,474

population

3.91

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48081 ZIP code map

Cities in ZIP code 48081

Below are the cities the US Postal Service accepts for ZIP code 48081. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Clair Shores	Acceptable
Saint Clair Shores	Preferred

Nearby ZIP codes

48080 Saint Clair Shores (2 mi) 48066 Roseville (2.2 mi) 48082 Saint Clair Shores (2.4 mi) 48021 Eastpointe (3 mi) 48026 Fraser (4.1 mi) 48225 Harper Woods (4.3 mi) 48088 Warren (4.6 mi) 48236 Grosse Pointe (5 mi) 48089 Warren (5.2 mi) 48205 Detroit (5.9 mi) 48093 Warren (6 mi) 48224 Detroit (6 mi)

Demographics updated 05/2026

Population
Total population	20,474
Population density	5,236 / sq mi
State FIPS	26
County FIPS	099

Geography
Land area	3.91 sq mi
Water area	1.33 sq mi
Latitude	42.4931
Longitude	-82.8985
Timezone	Eastern (ET)
Area code	586

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.4%	38.7%	42.6%
$50k – $100k	36.8%	32.1%	31.1%
$100k – $200k	24.5%	24.2%	20.6%
Over $200k	3.4%	5.1%	5.7%

Demographics & statistics

20,474

Population

5,236

People per sq mi

45.8

Median age

$74,407

Median household income

$39,630

Per capita income

$184,500

Median home value

$1,172

Median monthly rent

85.8%

Home ownership

6.0%

Poverty rate

5.6%

Unemployment

8,264

Housing units

27.2%

Bachelor's or higher

Age distribution

Male Female

585

Under 5

585

514

5–9

514

480

10–14

479

314

15–19

313

473

20–24

473

1,460

25–34

1,458

1,224

35–44

1,223

1,167

45–54

1,166

740

55–59

740

956

60–64

956

1,507

65–74

1,505

536

75–84

536

285

85+

285

← Male

Female →

Age summary

Group	Count	%
Under 18	3,527	17.2%
18 and over	16,947	82.8%
65 and over	4,654	22.7%
Median age	45.8 years

Race & ethnicity

White 92.2%

Two or more races 3.2%

Black or African American 2.3%

Hispanic or Latino 1.5%

Asian 0.6%

Other race 0.2%

Group	Count	%
White	19,151	92.2%
Two or more races	675	3.2%
Black or African American	478	2.3%
Hispanic or Latino	308	1.5%
Asian	133	0.6%
Other race	36	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.4%	38.7%	42.6%
$50k – $100k	36.8%	32.1%	31.1%
$100k – $200k	24.5%	24.2%	20.6%
Over $200k	3.4%	5.1%	5.7%

Under $10k 3.2%

$10k–$15k 1.8%

$15k–$25k 6.7%

$25k–$35k 6.8%

$35k–$50k 10.8%

$50k–$75k 21.0%

$75k–$100k 15.9%

$100k–$150k 21.2%

$150k–$200k 7.9%

$200k+ 4.7%

Range	% of households
Under $10k	3.2%
$10k–$15k	1.8%
$15k–$25k	6.7%
$25k–$35k	6.8%
$35k–$50k	10.8%
$50k–$75k	21.0%
$75k–$100k	15.9%
$100k–$150k	21.2%
$150k–$200k	7.9%
$200k+	4.7%
Median income	$74,407

Housing

Home values

Under $50k 2.1%

$50k–$100k 4.4%

$100k–$150k 16.9%

$150k–$200k 37.5%

$200k–$300k 28.1%

$300k–$500k 7.8%

$500k–$1M 3.1%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$184,500
Median rent / month	$1,172
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	5.0%
Single-family detached	89.0%
Large apartment buildings	2.4%
Mobile homes	0.5%
Median rooms	5.5
Avg household size (owned)	2.29

Year built

Era	%
2020 or later	0.1%
2010–2019	1.2%
2000–2009	1.5%
1990–1999	2.4%
1980–1989	4.2%
1970–1979	6.9%
1960–1969	15.1%
1950–1959	54.6%
1940–1949	7.8%
1939 or earlier	6.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	5.0%
2 bedrooms	17.7%
3 bedrooms	66.5%
4 bedrooms	8.3%
5+ bedrooms	0.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	36.0%
2 vehicles	42.3%
3 or more	16.3%

Heating fuel

Fuel type	%
Utility gas	92.0%
Electricity	5.7%
Propane / LP gas	1.3%
Wood	0.1%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	4,235	46.7%
Cohabiting couple	548	6.0%
Male householder, no spouse	1,909	21.0%
Female householder, no spouse	2,384	26.3%
Households with children under 18	1,958	21.6%
Households with seniors (65+)	3,285	36.2%
Average household size	2.23

Marital status

Status	Male	Female
Never married	34.4%	25.9%
Married	50.6%	50.3%
Separated	0.7%	0.1%
Widowed	3.6%	9.9%
Divorced	10.8%	13.8%

Education

Less than 9th grade 1.5%

Some HS, no diploma 4.0%

HS graduate 29.2%

Some college, no degree 25.6%

Associate's degree 12.5%

Bachelor's degree 18.7%

Graduate / professional 8.5%

Metric	%
HS diploma or higher	94.5%
Bachelor's or higher	27.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	386	11.9%
Kindergarten	194	6.0%
Elementary school	1,315	40.7%
High school	480	14.8%
College / grad school	859	26.6%

Employment

Industry of employment

Education & healthcare 17.9%

Manufacturing 16.5%

Professional & management 12.9%

Retail trade 10.8%

Finance & real estate 8.3%

Arts, food & hospitality 7.5%

Construction 6.4%

Transportation & utilities 5.3%

Other services 5.0%

Public administration 4.1%

Wholesale trade 3.0%

Information 2.1%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	37.8%
Service	14.4%
Sales & office	23.8%
Natural resources & construction	10.5%
Production & transportation	13.5%

Employment type

Type	%
Private sector	86.2%
Government	9.5%
Self-employed	4.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.5%
Carpool	5.4%
Public transit	0.4%
Walk	0.7%
Work from home	11.5%
Other means	0.5%
Avg commute (minutes)	27.7

Poverty

All people 6.0%

Under 18 years 8.5%

18 and over 5.5%

Married-couple families 1.9%

Female-led households 8.8%

Income support

Source	% of households
Social Security	37.9%
Retirement income	31.2%
Supplemental Security	4.0%
Cash public assistance	1.5%
Food stamps / SNAP	4.9%

Health indicators

Condition	%
Obesity	34.9%
High blood pressure	35.2%
High cholesterol	38.3%
Diabetes	10.7%
Heart disease	7.1%
Stroke	3.2%
Asthma	11.0%
Arthritis	31.0%
Kidney disease	3.0%
Pulmonary disease	7.5%
Cancer	8.1%

Behavior / access	%
Smoking	16.4%
Binge drinking	18.7%
No physical activity	20.7%
Less than 7 hrs sleep	33.1%
Depression	19.1%
Fair or poor health	13.6%
Poor mental health	15.3%
Poor physical health	10.1%
No health insurance	8.2%
Visited doctor (checkup)	78.1%
Visited dentist	73.3%
Cholesterol screening	92.6%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,267	7.5%

Disability	%
Any disability	14.2%
Under 18	1.8%
18–64 years	10.6%
65 and over	33.8%

Health insurance coverage

Type	%
Private insurance	78.3%
Public insurance	34.2%
No insurance	4.7%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,304	94.3%
Spanish	204	1.1%
Other Indo-European	13	0.1%
Asian & Pacific Islander	167	0.9%
Other languages	20	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,801	96.7%
Born in same state	19,741	96.4%
Born in different state	17,612	86.0%
Foreign born	60	0.3%
Naturalized citizen	673	3.3%
Not a US citizen	410	60.9%

Ancestry

Ancestry	Count	%
Italian	3,278	16%
French	1,642	8%
Arab	850	4.2%
German	537	2.6%
English	451	2.2%

Ancestry	Count	%
Irish	215	1.1%
Norwegian	209	1%
Polish	163	0.8%
Dutch	97	0.5%

Technology access

Metric	% of households
Computer access	44.3%
Internet access	92.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48081

What city is ZIP code 48081 in?

ZIP code 48081 is primarily assigned to Saint Clair Shores, Michigan.

What county is ZIP code 48081 in?

ZIP code 48081 falls within Macomb County, Michigan.

Is ZIP code 48081 mostly owner-occupied?

86% of occupied units in ZIP code 48081 are owner-occupied, well above the national average.

Does ZIP code 48081 have a large retiree population?

38% of households in ZIP code 48081 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 48081?

The median home value in ZIP code 48081 is $184,500.

What is the population of ZIP code 48081?

ZIP code 48081 has an estimated population of 20,474 residents, with a density of 5,236 people per square mile.

What timezone is ZIP code 48081 in?

ZIP code 48081 observes the EST timezone.